My latest madness (compulsive rules tinkerer) -
Whiskers is a human warrior, L6 - he's done pretty well for himself. His WIZ is 22 so he feels well protected against low level magic BUT one night he has the misfortune to come across two BAD elves in Khazan (never should have gone there!). Nasty is a L1 wizard. He has INT of 14 and WIZ of 24 (being an elf, he got modifiers - he rolled a low 9 for INT and a reasonable 12 for WIZ).
Nasty is saving hard for a shiny new spell and figures Whiskers is a well off fellow. Casting a TTYF would likely just sting the warrior and if he cast Hold That Pose by the time he was ready to strike the spell would have worn off. BUT - he has a mate. Skanky is a L1 rogue elf. His adds are zero but he has a poniard. Whiskers has mail armour but when Nasty casts HTP, Skanky rushes up and drives his rusty poniard through Whiskers eye and into his brain killing him instantly. Poor guy never had a chance!
So - is that fair? If not, how should the odds be changed? Anyone out there?